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Master Form for Mortgages

KRS 382.295

Kentucky law provides that a “Master Form for a Mortgage” may be filed in the county clerk’s office of any county. After this document has been recorded other mortgage documents can incorporate a reference to this document. The incorporation of the reference shall have the same effect as if the provisions of the master form had been set forth fully in the mortgage.

Recording requirements

  • Must be entitled on the face”Master form recorded by ______” (name of the person causing the instrument to be recorded) (KRS 382.395)
  • Contain forms of covenants, conditions, obligations, powers, and other clauses of a mortgage (KRS 382.295)
  • The name of the person or entity causing it to be recorded (KRS 382.295)
  • The instrument does not need to be acknowledged (KRS 382.295)
  • Preparation statement (KRS 382.335)

The clerk shall request a return mail address (KRS 382.240)

Indexing information: The county clerk shall index the instrument under the name of the person causing it to be recorded in the manner provided for miscellaneous instruments

(Legal process fee would not apply to this instrument. When an actual mortgage is filed the legal process fee would apply to that document)

Susan Campbell
Boyd County Clerk

Boyd County Courthouse
2800 Louisa St.
Catlettsburg, Ky. 41129

Phone: (606) 739-5116
Email: [email protected]

Branch Offices
Cedar Knoll Mall
Phone: (606) 929-9595

Ashland Office
335 16th Street
Ashland, Ky. 41101
Phone: (606) 325-3547